Payment Plans

About STLCC Payment Plans

A payment plan allows you to spread out tuition costs over smaller, manageable installments, reducing the upfront burden and making college more affordable. It offers zero interest, requires no credit check, and includes automatic payments to help avoid missed deadlines. This option provides financial flexibility, helping students focus on their education without the stress of large, one-time payments.  

Offered by Nelnet Business Solutions (NBS), students can utilize this payment plan service for spring, summer and fall terms. This is not a loan and no interest or financial charges are assessed. There is a $30 enrollment fee per semester. If a credit/debit card is used, a service fee of 2.85% will be assessed in addition to the enrollment fee.

Tuition (not including books) payments can be split in the two ways:

• Automatic Bank Payment (ACH)
  ACH payments are a simple bank-to-bank transfer of funds, which have been preapproved. Payments can be withdrawn from either a checking or savings account and are processed on either the 10th or 20th of each month until the balance is paid in full. 
• Credit Card
  The monthly payment can be automatically charged to a credit card on the 10th or 20th of the month until the balance is paid in full. 

If you register for a class after the payment due date then payment is due at the time of registration. You are responsible for payment upon registration. You must drop any classes before the class starts to avoid responsibility for payment of fees.

Pay all fees or sign up for ACH payments by the payment deadline.

Any student with an outstanding balance due will not be able to register for future classes or obtain a diploma. Please allow up to one business day for financial holds to be released when balances are paid in full.

How to Enroll in a Payment Plan

Before you get started, you’ll need your Student A number, your billing address and email, and a credit card or bank account number. 

1. Log into Banner Self-Service, then click the NBS-Payment Plan tab
2. Then click the NBS-Payment Plan logo graphic.
3. You will now be directed to the NBS website, create your account profile.
   • Set up other authorized users (optional).
4. View summary of term charges and select a plan option, there is a non-refundable enrollment fee.
5. Add banking or card information and select payment date option.
6. Read all instructions and follow steps to complete your payment plan agreement.

Before you click the “authorize,” button please read through the Final Review and the Terms and Conditions carefully. You’ll receive a confirmation immediately after enrolling.

Payment Plan Schedules

Spring  Summer Fall

Spring 

Spring Payment Schedule

Spring 2025 plan opens Oct. 21, 2024.

Target dates to enroll for 10th payment date

Last day to Sign-up	Required Down payment	Number of Payments	Months of Payments
Dec. 6	0%	4	Dec.10-March10
Dec. 31	25%	3	Jan.10-March 10
Jan. 30	40%	2	Feb. 10 & March 10
Jan. 30*	20%	2	Feb. 10 & March 10
Feb. 7	50%	1	March 10 only

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Target dates to enroll for 20th payment date

Last Day to Sign-up	Required Down payment	Number of Payments	Months of Payments
Dec. 18	0%	4	Dec. 20-March 20
Jan. 9	25%	3	Jan. 20-March 20
Feb. 10	40%	2	Feb. 20 & March 20
Feb. 10*	20%	2	Feb. 20 & March 20
Mar. 11	50%	1	March 20 only

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*Recommended for financial aid students

 

Summer

Summer Payment Schedule

Summer 2025 plan opens March 24, 2025.

Target dates to enroll for 10th payment date

Last day to Sign-up	Required Down payment	Number of Payments	Months of Payments
April 8	none	3	April 10 - June 10
May 1	40%	2	May 10-June 10
May 30	50%	1	June 10
May 30*	20%	1	June 10

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Target dates to enroll for 20th payment date

Last Day to Sign-up	Required Down payment	Number of Payments	Months of Payments
April 16	none	3	April 20 - June 20
April 10	25%	3	April 20-June 20
May 9	40%	2	May 20-June 20
June 10	50%	1	June 20
June 10*	20	1	June 20

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*Recommended for financial aid students

Fall

Fall Payment Schedule

Fall 2025 plan opens March 24, 2025.

Target dates to enroll for 10th payment date

Last Day to Sign-up	Required Down payment	Number of Payments	Months of Payments
July 8	none	4	July 10-Oct. 10
July 31	25%	3	Aug. 10-Oct. 10
Aug. 29	40%	2	Sept. 10 & Oct. 10
Oct. 1	50%	1	Oct. 10 only
Aug. 29*	20%	2	Sept. 10 & Oct. 10

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Target dates to enroll for 20th payment date

Last Day to Sign-up	Required Down payment	Number of Payments	Months of Payments
July 17	none	4	July 20-Oct. 20
Aug. 11	25%	3	Aug. 20-Oct. 20
Sept. 11	40%	2	Sept. 20 & Oct. 20
Oct. 8	50%	1	Oct. 20 only
Sept. 11*	20%	2	Sept. 20 & Oct. 20

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*Recommended for financial aid students