Retirement Planning

Personal Enrichment

Offered through Continuing Education

@ Florissant Valley | Forest Park | Meramec | Wildwood | South County Education Center

Taught by industry experts, you’ll learn about estate planning, living trusts, wills and estate settlement when a loved-one passes away.

Program Coordinator

Continuing Education

Phone

314-984-7777

Register and pay online now

Call 314-984-7777 to register for spring classes by phone, or click the button above to register and pay online.

The 4 Ms: The Keys to Comprehensive Retirement Income

Innovative retirement solutions are not easily developed or understood. Learn about the four solutions to develop comprehensive retirement income: maximizing current cash flow, especially in the early years of retirement, your standard of living, cash-flow risk, and short and long-term principal erosion. The key to comprehensive retirement income is exploring how the 4Ms are connected and balancing them to create personalized solutions.
FINC:705 | 4 sessions | $35 Age 60+ | $35 Regular
P03 | W 4-6 p.m. | Jason Ingram | Feb. 6-Feb. 27 | WW, 226

Understanding Retirement Healthcare and Social Security

As people approach retirement, a common concern is the answer to the question, "What if I get sick?" This class will prepare you to make important decisions about your healthcare by helping you to understand your health insurance options. Learn about healthcare decisions to be made before and at retirement including what Medicare does and does not offer in plain English. You will also learn about Social Security, the original source of guaranteed income for life, including how it can pay to delay, how your Social Security income will be taxed and the little-understood effect of earned income on Social Security benefits.
FINC:736 | 1 session | $25 Age 60+ | $25 Regular
P08 | W 7-9 p.m. | Steve Glazer | Feb. 13 | WW, 204
P04 Th 7-9 p.m. | Steve Glazer | Feb. 21 | MC-SW, 108
• NOTE: Day and date has changed.

Medicare and Medicare Drug

Are you confused about Medicare? Get your questions answered by a Social Security Representative and a Medicare Expert. In this session you will learn about other health plans and prescription drug companies and find out about Part A, Part B, and Part D of Medicare. The session is free but registration is required.
SENR:766 | 1 session | NO FEE
P10 | Tu 1-3 p.m. | Feb. 26 | MC-SO, 108
P11 | Th 1-3 p.m. | Feb. 28 | FV-TC, 207

Guide to Spousal and Survivor Benefits

What challenges will a spouse or survivor face in the retirement years? Learn about Spousal Benefits, Widow's Benefits and Divorced Spouse Benefits. Class offered by the Social Security Administration. The session is free but registration is required.
SENR:766 | 1 session | NO FEE
P05 | Tu 1-3 p.m. | March 5 | FV-TC, 207
P06 | Th 1-3 p.m. | March 7 | MC-SO, 108

Managing Cash Flow in Retirement

Living in retirement is all about the cash flow, not the pile of cash. Class will focus on retirement income planning and threats to cash flow during your retirement years. Review will cover real life case studies including retiree health care costs and the impact of taxes and withdrawal rates on investment account longevity.
FINC:736 | 1 session | $25 Age 60+ | $25 Regular
P05 | W 7-9 p.m. | Steve Glazer | March 6 | MC-SW, 108
P07 | Th 7-9 p.m. | Steve Glazer | March 14 | WW, 201

My Social Security Account Sign-up

Social Security Representatives will provide a brief explanation about "my Social Security" and assist attendees to open a "my Social Security" account online. The session is free but registration is required. Limited registration.
SENR:766 | 1 session | NO FEE
P01 | Th 1-2 p.m. | March 14 | FP-D, 313
P02 | Th 2:15-3:15 p.m. | March 14 | FP-D, 313

Retirement University

Financial planning is one of the most important aspects in helping you to prepare for the future. Learn how to take a strategic approach to the retirement process to assist you in preparation for every step of the way during the growth, income/distribution and conservation stages of life helping to avoid retirement roadblocks and mitigate risks in all aspects of your financial life. The in-class, step-by-step curriculum will help you develop a comprehensive understanding of tax planning strategies, advanced social security planning, wealth accumulation vs. (de)cummulation, the sequence of returns risk, long-term care and Medicare options and will give you the tools to design your own strategy. Learn about the final stage of your financial life through discussion of wills, trusts, estate and tax efficient legacy planning. Handouts will be provided.
FINC:736 | 3 sessions | $59 Age 60+ | $59 Regular
P02 | Tu 6-8 p.m. | Andrew Hall | March 26-April 9 | STLCC-South County, 104

Designing Your Retirement Plan

This course will help you translate your vision for retirement into tangible goals. Whether you are close to retirement or forty years from retirement, you will learn investment strategies you can use now to help design the retirement you want tomorrow. Specific topics include employer-sponsored retirement plans (e.g. 401Ks), traditional and Roth IRAs, the impact of taxes and inflation, factoring in social security and pensions and your asset reliance rate.
FINC:736 | 1 session | $29 Age 60+ | $29 Regular
P01 | Tu 6-8 p.m. | Margie Bittner | April 9 | MC-SO, 109

Retirement: Qualify for Benefits?

How do you qualify for retirement benefits? Learn how to estimate your benefits using the online retirement estimator. You will learn the rules for working and receiving benefits and find out about benefits for family members and Medicare enrollment periods. Class offered by the Social Security Administration. The session is free but registration is required.
SENR:766 | 1 session | NO FEE
P08 | Tu 1-3 p.m. | April 16 | FV-TC, 207
P12 | Th 1-3 p.m. | April 18 | MC-SC, 200

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